If you are 
				looking for health insurance, and confused by the number of 
				options, policies, providers, and premiums, then look no 
				further. We will help you understand how a health insurance 
				policy should protect you, your family, or your company. We are 
				an independent insurance agency offering services to 
				California small businesses and individuals. 
				   
			
			As always, our 
			service is free to you. Health insurance premiums are determined by 
			the health insurance company.  Premiums set by the carrier are 
			the same as if you were to purchase directly from the carrier.  
			You will not find a lower premium for any of the insurance plans we 
			quote.   
			
			  
			
			At KAL 
			Insurance Services, we will educate you on your insurance 
			options.  We help you to understand the plans available to you and 
			select the best plan to maximize your benefit while staying within 
			your budget.   
			
			Our service 
			will continue long after the sale, providing you assistance when 
			dealing with the carriers.  We will continue to monitor the 
			marketplace for you and make suggestions as needed.    
			
			  
			
			Thank you for 
			visiting our website.  
			
			  
			
			  
			
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